Monthly Archives: January 2014

Re-establishing Your Credit History

It can be quite challenging to even think about your credit score after going through a harsh event, such as a bankruptcy or a consumer proposal. However, it’s very important to remember that you CAN re-establish your credit history. It may take some time to rebuild your credit score, but it’s certainly possible- especially when … Read More

A Debt-Free Situation Is A Stress-Free Life

When we’re figuratively carrying the “weight of the world” on our shoulders, it can easily lead to high levels of stress. When people are in debt, it can have an impact on their lives, and that’s why stress can be so prevalent for them. Unfortunately, stress can lead to some serious health problems, such as … Read More

What are the benefits of a Consumer Proposal compared to credit counseling offered by non-profit agencies?

For those that are aware of its benefits, a consumer proposal is a godsend. Rather than filing for bankruptcy, you can have a fighting chance to pay off your bills through a consumer proposal. Due to this process, you would no longer have to pay interest fees, and you would have legal protection from creditors. … Read More

How Debts Can Affect Your Family

Some of us have been in debt for so long that it can be a challenge to remember exactly when our bills started to become so tough to pay off. One of the causes for many people falling into debt is over-spending. When we live beyond our means, which can happen when we use our … Read More